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The following are features of a typical savings account
Although deposits and withdrawals can be made at anytime, customers should be aware that most banks will charge for withdrawals that exceed a certain amount within a certain period of time. For instance, the institution may allow three withdrawals within the time period of every three months. After that, the customer may be charged as much as $3.00 for any subsequent withdrawals that occur within that same three month timeframe.
Saving accounts are ideal tools to use to introduce children to money matters. Children often receive money as birthday, graduation and holiday gifts. Showing them how to save their money and watch it grow and allowing them to access it only after they have reached a certain benchmark teaches them the value of a dollar. More importantly, it helps them to develop financial skills at a young age. That knowledge will help them to manage their money effectively when they start their first job or become adults.
Again, it is very important for customers to find out the types of fees their financial institution charges prior to opening an account.