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A man authorities say was part of a Brooklyn husband-and-wife identity theft team has been sentenced to 30 years in prison for the deaths of three identity theft victims, prosecutors said Thursday.
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States have until late Monday to agree to the latest draft deal aimed at relieving homeowners struggling with mortgages bigger than their home's value.
What is a Credit Score?
Most lenders use credit scores to determine your credit risk. Consumers have three credit scores, one for each of the three credit bureaus: Experian, TransUnion, and Equifax. Each score is based on information the credit bureau keeps on file about you, which is submitted by your creditor(s). Your credit score changes as the information on file changes.
Your credit score is determined based on the following categories:
- Payment History (timeliness of payments on accounts)
- Amount owed (outstanding balances on accounts)
- Length of Credit (how long you have had credit)
- Types of Credit Used (revolving, installment, etc.)
- New Credit (recent accounts or credit inquiries)
The ranges for credit scores are as follows:
- 760 - 850 - PERFECT
- 700 - 759 - Good
- 650 - 699 - Average
- 620 - 649 - Mediocre
- 350 - 619 - Major Problems