Recent Renewal Logs
5-8-2012 5:56:00 PM
Criminals who file fraudulent tax returns by stealing people's identities could rake in an estimated $26 billion over the next five years because the IRS cannot keep up with the amount of the fraud, Treasury Inspector General J. Russell George said Tuesday.
4-26-2017 11:03:02 PM
Homeowners who sold their home in the first three months of this year saw an average price gain of $44,000 from purchase, according to a new report.
4-28-2017 3:57:21 PM
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Home » Partners » First Heritage Credit and Renewal Strategic Partnership
First Heritage Credit and Renewal Strategic Partnership
First Heritage Credit and Renewalfinancial.com have partnered to provide financial education that helps consumers understanding the complex financial issues of banking, budgeting, creating wealth, credit, homeownership, identity theft and insurance. This information is designed to help consumers improve their financial situation by moving into the financial mainstream. We have partnered with Members, United States Senators, State Legislators, Federal and State Regulators, installment lenders, bankers, community and faith-based organizations and others to conduct research and educate them about the important role that First Heritage Credit plays in providing capital to credit-challenged consumers.
About First Heritage Credit
First Heritage Credit is a Mississippi based company with branch offices in Mississippi, Tennessee and Louisiana. First Heritage Credit specializes in installment lending for personal loans but is quickly becoming a leader in providing retail financial services to local merchants, particularly to those who sell furniture and appliances. First Heritage Credit’s mission is simple…. to provide their customers with a convenient and dependable source for additional cash when they need it and with terms they can afford. In order to provide their customers with the service they expect, all loan decisions are made at the local level. First Heritage Credit branch managers and their employees live in the community where they work. That way, they can make loan decisions based on their personal knowledge of the community and the people who live there. First Heritage Credit realizes that it can be difficult to manage your finances no matter how organized you are, especially when an unexpected event occurs. Their commitment to the customer is Fast, Friendly Service conducted in a confidential business environment by courteous and caring professionals.
Please visit their website at www.1stheritagecredit.com. to learn more about First Heritage Credit and to find a First Heritage Credit office near you.
Renewal Financial Services, LLC, is specifically focused on building networks that improve accessible to unbanked, underbanked and thin-filed consumers. We serve as a catalyst for change at the point of service within the community. According to the United States Federal Reserve and Federal Deposit Insurance Corporation (FDIC), the fringe financial service market consists of consumers who are predominately unbanked, underbanked and thin-filed. This market also includes:
Need for Capital
First Heritage Credit and Renewalfinancial.com Agenda
First Heritage Credit plays an important role in providing low-cost capital to consumers who are credit-challenged and who are either denied access to mainstream banking services or are charged exorbitant fees by payday lenders. Although there is clear justification for the rates charged based on no collateral requirement, installment payments, credit checks and other important features, First Heritage Credit’s partnerships with elected and appointed officials, faith and community-based organizations, as well as consumer advocates educate consumers and provide financial resources where needed so they can eventually overcome the extra fees. This company is clearly different from fringe financial service organizations that charge high interest rates and significant collateral. First Heritage Credit provides direct and ancillary educational benefits to consumers through its partnerships with Renewalfinancial.com.
In partnership with Sun Loan®, Renewalfinancial.com has designed the Renewal Coach to help consumers address the complex financial issues they experience on a daily basis. This patent pending tool provides a personalized and customized gameplan to address various financial situations experienced by consumers. It helps you establish your financial goals and objectives. The Renewal Coach sets forth the “Renewal Five” which maps where the consumer is, where they’d like to be, how they plan to get there, how they will know when they’ve arrived and what to do if unsuccessful. The coach can help you build a personalized budget, financial and investment strategy to help you achieve your financial goals and objectives. If you would like to gain more information about the Renewal Coach, go to renewalfinancial.com/coach.
In partnership with Sun Loan®, Renewalfinancial.com provides access to a classroom module providing financial information on Banking, Budgeting, Creating Wealth, Credit, Homeownership, Identity Theft and Insurance. Consumers can view each lecture series, take tests based on course content, immediately get test results, and derive additional sponsor support benefits based their success completion of this process. If you would like to gain more information about the Renewal Classroom, go to renewalfinancial.com/classroom.
Renewalfinancial.com has provide additional tools in partnership with VISA and Sun Loan® to help rework budgets, calculating allowances, calculating interest on a car loan, how to save a million dollars, calculating the true cost of a loan and calculating the cost of credit, among others. Additionally, the Renewal Tools section provides games that help teach children and adults about saving, budgeting and general money matters. If you would like to gain more information about the Renewal Tools section, go to renewalfinancial.com/tools.